Girard is a full-service, wealth division backed by the strength and stability of Univest Financial – a trusted institution with a 143-year history. Girard provides independent advice and customized solutions to help you meet your investing and financial planning goals. When you work with Girard, you’re working with people focused on getting to know you and what you value most. Whether it’s funding your child’s education, planning your retirement or leaving a legacy for your family, Girard’s strategies are as unique as you and your needs. Girard is large enough to support you through a lifetime and small enough to truly care – a winning combination that’s been helping individuals, businesses, and families achieve their financial dreams for generations. Visit www.meetgirard.com to learn more. Girard is a marketing name used by Univest Financial Corporation to provide (1) investment and wealth management, fiduciary services and trust services through its subsidiary Univest Bank and Trust Co., (2) specific fiduciary and investment advisory services through Girard Advisory Services, LLC (3) securities products, insurance products and brokerage services through Girard Investment Services, LLC, a registered broker-dealer and member of FINRA and SIPC, and a licensed insurance agency, and (4) investment management and related products and services for Pennsylvania municipal entities through Girard Pension Services, LLC. Investment products and services are not FDIC insured, not a bank deposit, not bank guaranteed, not insured by any federal government agency and are subject to risks, including possible loss of any principal amount invested.